KSM Realty Group
Modern architecture at blue hour
Laura VinceletteJeff Froboese

San Antonio · Texas Hill Country

KSM Realty Group

KSM Realty Group — brokered by Phillips & Associates Realty

Moves that Matter.

A relationship-driven real estate team built on strategy, service, and results.

What's my home worthView portfolio

MAKE ROOM FOR WHAT'S NEXT

Where do you want to land?

YOUR MOVE. YOUR WAY.

Start with what
matters to you.

No two moves are the same. Choose your starting point. We'll help you connect the dots.

01

I’m buying.

Find the right fit. Understand the home, the numbers, and the process before you commit.

Build your buying plan
02

I’m selling.

Set a strategy with purpose—from preparation and pricing to negotiation and your next chapter.

Build your selling plan
03

I’m exploring.

Get clarity on payments, affordability, and estimated proceeds with practical planning tools.

Explore the tools

THE KSM DIFFERENCE

Know the numbers.
Understand the home.
Make your move.

Laura brings the financial perspective. Jeff brings practical property insight. Amy supports the details behind the experience. Together, we help you move with a clearer picture.

PEOPLE BEHIND YOUR NEXT CHAPTER

Meet your team.

The people. The perspective.

ROOTED HERE. READY FOR YOU.

A place that feels
like your place.

Explore our communities
01 / TEXAS

San Antonio

City energy. Neighborhood character.

02 / TEXAS

Boerne

Hill Country pace. Room to breathe.

03 / TEXAS

New Braunfels

River days. A new chapter.

04 / TEXAS

Schertz & Cibolo

Connected communities. Everyday ease.

A REAL PLAN. A REAL PERSON.

Let's make your
next move matter.

Tell us where you are in the process. Laura and Jeff will help you build a plan around your goals, your timeline, and the questions that matter to you.

No pressure. Just a useful conversation about what's next.

Get a plan for your next home

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KNOW YOUR NUMBERS

Daily mortgage benchmarks.

Rates & financing guidance

30-Year Fixed Conventional

7.087%0.002%

15-Year Fixed Conventional

6.397%0.010%

30-Year Fixed FHA

6.889% 0.000%

30-Year Fixed VA

6.672%0.040%

30-Year Fixed Jumbo

7.249%0.005%

30-Year Fixed USDA

6.822%0.038%
Market Date: Fri, Nov 6, 2026Last Updated: Mon, Nov 9, 2026

Powered by Optimal Blue Mortgage Market Indices (OBMMI)

OBMMI figures are mortgage market benchmark indices and are not a personalized interest-rate quote, APR, offer to lend, or commitment. Individual rates and terms vary based on the borrower, property, loan structure and market conditions.

Estimate a payment ↗Explore your buying budget ↗Talk through your next move ↗

LET'S MAKE IT COUNT.

Your next chapter
starts with a conversation.

Let's talk about your move